LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,039
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,973
−HK$950/mo
Today · 4.125%
HK$31,923
baseline
▲ 0.50% · 4.625%
HK$33,865
+HK$1,942/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,846/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,418
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,314
−HK$910/mo
Today · 4.125%
HK$35,224
baseline
▲ 0.50% · 4.625%
HK$37,080
+HK$1,856/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,448/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,047
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,168
−HK$1,139/mo
Today · 4.125%
HK$38,307
baseline
▲ 0.50% · 4.625%
HK$40,638
+HK$2,331/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,614/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,102
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,177
−HK$1,091/mo
Today · 4.125%
HK$42,268
baseline
▲ 0.50% · 4.625%
HK$44,496
+HK$2,228/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,536/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,055
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,363
−HK$1,329/mo
Today · 4.125%
HK$44,692
baseline
▲ 0.50% · 4.625%
HK$47,411
+HK$2,719/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,384/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,785
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,040
−HK$1,273/mo
Today · 4.125%
HK$49,313
baseline
▲ 0.50% · 4.625%
HK$51,912
+HK$2,599/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,626/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,070
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,752
−HK$1,709/mo
Today · 4.125%
HK$57,461
baseline
▲ 0.50% · 4.625%
HK$60,957
+HK$3,496/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,922/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,153
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,766
−HK$1,637/mo
Today · 4.125%
HK$63,403
baseline
▲ 0.50% · 4.625%
HK$66,745
+HK$3,342/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,806/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,008 · Scale 2, in force from 26 Feb 2026)