LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,040
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,974
−HK$950/mo
Today · 4.125%
HK$31,924
baseline
▲ 0.50% · 4.625%
HK$33,866
+HK$1,942/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,848/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,419
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,315
−HK$910/mo
Today · 4.125%
HK$35,225
baseline
▲ 0.50% · 4.625%
HK$37,081
+HK$1,856/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,450/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,048
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,169
−HK$1,139/mo
Today · 4.125%
HK$38,308
baseline
▲ 0.50% · 4.625%
HK$40,639
+HK$2,331/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,616/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,103
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,178
−HK$1,091/mo
Today · 4.125%
HK$42,269
baseline
▲ 0.50% · 4.625%
HK$44,498
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,538/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,056
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,364
−HK$1,329/mo
Today · 4.125%
HK$44,693
baseline
▲ 0.50% · 4.625%
HK$47,412
+HK$2,719/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,386/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,787
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,041
−HK$1,273/mo
Today · 4.125%
HK$49,314
baseline
▲ 0.50% · 4.625%
HK$51,914
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,628/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,072
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,754
−HK$1,708/mo
Today · 4.125%
HK$57,462
baseline
▲ 0.50% · 4.625%
HK$60,959
+HK$3,497/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,924/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,154
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,768
−HK$1,636/mo
Today · 4.125%
HK$63,404
baseline
▲ 0.50% · 4.625%
HK$66,746
+HK$3,342/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,808/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,021 · Scale 2, in force from 26 Feb 2026)