LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,041
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,975
−HK$950/mo
Today · 4.125%
HK$31,925
baseline
▲ 0.50% · 4.625%
HK$33,867
+HK$1,942/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,850/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,420
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,317
−HK$909/mo
Today · 4.125%
HK$35,226
baseline
▲ 0.50% · 4.625%
HK$37,083
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,452/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,049
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,170
−HK$1,140/mo
Today · 4.125%
HK$38,310
baseline
▲ 0.50% · 4.625%
HK$40,641
+HK$2,331/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,620/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,104
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,180
−HK$1,091/mo
Today · 4.125%
HK$42,271
baseline
▲ 0.50% · 4.625%
HK$44,499
+HK$2,228/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,542/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,057
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,366
−HK$1,329/mo
Today · 4.125%
HK$44,695
baseline
▲ 0.50% · 4.625%
HK$47,414
+HK$2,719/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,390/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,788
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,043
−HK$1,273/mo
Today · 4.125%
HK$49,316
baseline
▲ 0.50% · 4.625%
HK$51,916
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,632/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,074
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,756
−HK$1,709/mo
Today · 4.125%
HK$57,465
baseline
▲ 0.50% · 4.625%
HK$60,961
+HK$3,496/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,930/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,156
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,770
−HK$1,637/mo
Today · 4.125%
HK$63,407
baseline
▲ 0.50% · 4.625%
HK$66,749
+HK$3,342/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,814/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,040 · Scale 2, in force from 26 Feb 2026)