LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,042
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,977
−HK$949/mo
Today · 4.125%
HK$31,926
baseline
▲ 0.50% · 4.625%
HK$33,869
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,852/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,422
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,318
−HK$909/mo
Today · 4.125%
HK$35,227
baseline
▲ 0.50% · 4.625%
HK$37,084
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,454/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,051
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,172
−HK$1,139/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,642
+HK$2,331/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,106
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,181
−HK$1,092/mo
Today · 4.125%
HK$42,273
baseline
▲ 0.50% · 4.625%
HK$44,501
+HK$2,228/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,546/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,059
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,367
−HK$1,329/mo
Today · 4.125%
HK$44,696
baseline
▲ 0.50% · 4.625%
HK$47,416
+HK$2,720/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,392/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,790
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,045
−HK$1,273/mo
Today · 4.125%
HK$49,318
baseline
▲ 0.50% · 4.625%
HK$51,918
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,636/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,076
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,758
−HK$1,709/mo
Today · 4.125%
HK$57,467
baseline
▲ 0.50% · 4.625%
HK$60,964
+HK$3,497/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,934/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,159
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,772
−HK$1,637/mo
Today · 4.125%
HK$63,409
baseline
▲ 0.50% · 4.625%
HK$66,751
+HK$3,342/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,818/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,059 · Scale 2, in force from 26 Feb 2026)