LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,042
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,977
−HK$949/mo
Today · 4.125%
HK$31,926
baseline
▲ 0.50% · 4.625%
HK$33,869
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,852/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,422
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,318
−HK$910/mo
Today · 4.125%
HK$35,228
baseline
▲ 0.50% · 4.625%
HK$37,084
+HK$1,856/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,456/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,051
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,172
−HK$1,140/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,643
+HK$2,331/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,106
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,182
−HK$1,091/mo
Today · 4.125%
HK$42,273
baseline
▲ 0.50% · 4.625%
HK$44,501
+HK$2,228/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,546/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,059
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,368
−HK$1,329/mo
Today · 4.125%
HK$44,697
baseline
▲ 0.50% · 4.625%
HK$47,417
+HK$2,720/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,394/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,791
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,046
−HK$1,273/mo
Today · 4.125%
HK$49,319
baseline
▲ 0.50% · 4.625%
HK$51,918
+HK$2,599/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,638/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,076
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,758
−HK$1,709/mo
Today · 4.125%
HK$57,467
baseline
▲ 0.50% · 4.625%
HK$60,964
+HK$3,497/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,934/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,159
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,773
−HK$1,637/mo
Today · 4.125%
HK$63,410
baseline
▲ 0.50% · 4.625%
HK$66,752
+HK$3,342/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,820/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,063 · Scale 2, in force from 26 Feb 2026)