LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,043
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,977
−HK$950/mo
Today · 4.125%
HK$31,927
baseline
▲ 0.50% · 4.625%
HK$33,870
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,854/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,422
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,319
−HK$909/mo
Today · 4.125%
HK$35,228
baseline
▲ 0.50% · 4.625%
HK$37,085
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,456/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,052
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,173
−HK$1,139/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,644
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,107
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,183
−HK$1,091/mo
Today · 4.125%
HK$42,274
baseline
▲ 0.50% · 4.625%
HK$44,502
+HK$2,228/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,548/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,060
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,368
−HK$1,330/mo
Today · 4.125%
HK$44,698
baseline
▲ 0.50% · 4.625%
HK$47,417
+HK$2,719/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,396/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,791
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,046
−HK$1,273/mo
Today · 4.125%
HK$49,319
baseline
▲ 0.50% · 4.625%
HK$51,919
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,638/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,077
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,759
−HK$1,709/mo
Today · 4.125%
HK$57,468
baseline
▲ 0.50% · 4.625%
HK$60,965
+HK$3,497/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,936/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,160
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,774
−HK$1,637/mo
Today · 4.125%
HK$63,411
baseline
▲ 0.50% · 4.625%
HK$66,753
+HK$3,342/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,822/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,072 · Scale 2, in force from 26 Feb 2026)