LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,043
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,978
−HK$949/mo
Today · 4.125%
HK$31,927
baseline
▲ 0.50% · 4.625%
HK$33,870
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,854/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,423
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,319
−HK$910/mo
Today · 4.125%
HK$35,229
baseline
▲ 0.50% · 4.625%
HK$37,086
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,458/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,052
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$1,139/mo
Today · 4.125%
HK$38,313
baseline
▲ 0.50% · 4.625%
HK$40,644
+HK$2,331/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,626/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,108
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,183
−HK$1,092/mo
Today · 4.125%
HK$42,275
baseline
▲ 0.50% · 4.625%
HK$44,503
+HK$2,228/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,550/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,061
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,369
−HK$1,329/mo
Today · 4.125%
HK$44,698
baseline
▲ 0.50% · 4.625%
HK$47,418
+HK$2,720/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,396/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,792
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,047
−HK$1,273/mo
Today · 4.125%
HK$49,320
baseline
▲ 0.50% · 4.625%
HK$51,920
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,640/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,078
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,760
−HK$1,709/mo
Today · 4.125%
HK$57,469
baseline
▲ 0.50% · 4.625%
HK$60,966
+HK$3,497/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,938/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,162
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,775
−HK$1,637/mo
Today · 4.125%
HK$63,412
baseline
▲ 0.50% · 4.625%
HK$66,754
+HK$3,342/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,824/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,081 · Scale 2, in force from 26 Feb 2026)