LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,045
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,980
−HK$949/mo
Today · 4.125%
HK$31,929
baseline
▲ 0.50% · 4.625%
HK$33,872
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,858/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,425
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,321
−HK$910/mo
Today · 4.125%
HK$35,231
baseline
▲ 0.50% · 4.625%
HK$37,088
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,462/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,054
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,176
−HK$1,139/mo
Today · 4.125%
HK$38,315
baseline
▲ 0.50% · 4.625%
HK$40,646
+HK$2,331/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,630/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,110
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,185
−HK$1,092/mo
Today · 4.125%
HK$42,277
baseline
▲ 0.50% · 4.625%
HK$44,505
+HK$2,228/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,554/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$494,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,063
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,371
−HK$1,330/mo
Today · 4.125%
HK$44,701
baseline
▲ 0.50% · 4.625%
HK$47,421
+HK$2,720/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,402/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,795
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,050
−HK$1,273/mo
Today · 4.125%
HK$49,323
baseline
▲ 0.50% · 4.625%
HK$51,923
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,646/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,081
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,763
−HK$1,709/mo
Today · 4.125%
HK$57,472
baseline
▲ 0.50% · 4.625%
HK$60,969
+HK$3,497/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,944/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,165
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,778
−HK$1,637/mo
Today · 4.125%
HK$63,415
baseline
▲ 0.50% · 4.625%
HK$66,758
+HK$3,343/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,830/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,107 · Scale 2, in force from 26 Feb 2026)