LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,049
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,984
−HK$950/mo
Today · 4.125%
HK$31,934
baseline
▲ 0.50% · 4.625%
HK$33,877
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,868/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,430
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,326
−HK$910/mo
Today · 4.125%
HK$35,236
baseline
▲ 0.50% · 4.625%
HK$37,093
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,472/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,059
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,181
−HK$1,139/mo
Today · 4.125%
HK$38,320
baseline
▲ 0.50% · 4.625%
HK$40,652
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,640/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,116
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,191
−HK$1,092/mo
Today · 4.125%
HK$42,283
baseline
▲ 0.50% · 4.625%
HK$44,512
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,566/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,069
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,378
−HK$1,329/mo
Today · 4.125%
HK$44,707
baseline
▲ 0.50% · 4.625%
HK$47,428
+HK$2,721/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,414/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,801
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,057
−HK$1,273/mo
Today · 4.125%
HK$49,330
baseline
▲ 0.50% · 4.625%
HK$51,930
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,660/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,089
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,771
−HK$1,710/mo
Today · 4.125%
HK$57,481
baseline
▲ 0.50% · 4.625%
HK$60,978
+HK$3,497/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,962/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,173
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,787
−HK$1,637/mo
Today · 4.125%
HK$63,424
baseline
▲ 0.50% · 4.625%
HK$66,767
+HK$3,343/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,848/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,178 · Scale 2, in force from 26 Feb 2026)