LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,051
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,986
−HK$950/mo
Today · 4.125%
HK$31,936
baseline
▲ 0.50% · 4.625%
HK$33,879
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,872/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,432
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,328
−HK$910/mo
Today · 4.125%
HK$35,238
baseline
▲ 0.50% · 4.625%
HK$37,095
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,476/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,061
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,183
−HK$1,140/mo
Today · 4.125%
HK$38,323
baseline
▲ 0.50% · 4.625%
HK$40,655
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,646/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,118
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,194
−HK$1,091/mo
Today · 4.125%
HK$42,285
baseline
▲ 0.50% · 4.625%
HK$44,514
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,570/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,072
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,380
−HK$1,330/mo
Today · 4.125%
HK$44,710
baseline
▲ 0.50% · 4.625%
HK$47,430
+HK$2,720/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$89,420/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,804
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,059
−HK$1,274/mo
Today · 4.125%
HK$49,333
baseline
▲ 0.50% · 4.625%
HK$51,933
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$98,666/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,092
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,775
−HK$1,709/mo
Today · 4.125%
HK$57,484
baseline
▲ 0.50% · 4.625%
HK$60,982
+HK$3,498/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,968/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,177
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,791
−HK$1,637/mo
Today · 4.125%
HK$63,428
baseline
▲ 0.50% · 4.625%
HK$66,771
+HK$3,343/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,856/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,207 · Scale 2, in force from 26 Feb 2026)