LTV · monthly repayment
▼ 0.50% · 3.625%
HK$300,519
−HK$18,845/mo
▼ 0.25% · 3.875%
HK$309,867
−HK$9,497/mo
Today · 4.125%
HK$319,364
baseline
▲ 0.50% · 4.625%
HK$338,797
+HK$19,433/mo
Deposit HK$65.90M · loan HK$65.90M · min. income ≈ HK$638,728/mo (50% DSR)
Upfront cash ≈ HK$74.46M (deposit + AVD stamp duty HK$8,566,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,324
−HK$18,063/mo
▼ 0.25% · 3.875%
HK$343,291
−HK$9,096/mo
Today · 4.125%
HK$352,387
baseline
▲ 0.50% · 4.625%
HK$370,962
+HK$18,575/mo
Deposit HK$65.90M · loan HK$65.90M · min. income ≈ HK$704,774/mo (50% DSR)
Upfront cash ≈ HK$74.46M (deposit + AVD stamp duty HK$8,566,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,623
−HK$22,614/mo
▼ 0.25% · 3.875%
HK$371,840
−HK$11,397/mo
Today · 4.125%
HK$383,237
baseline
▲ 0.50% · 4.625%
HK$406,556
+HK$23,319/mo
Deposit HK$52.72M · loan HK$79.08M · min. income ≈ HK$766,474/mo (50% DSR)
Upfront cash ≈ HK$61.28M (deposit + AVD stamp duty HK$8,566,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,189
−HK$21,675/mo
▼ 0.25% · 3.875%
HK$411,949
−HK$10,915/mo
Today · 4.125%
HK$422,864
baseline
▲ 0.50% · 4.625%
HK$445,154
+HK$22,290/mo
Deposit HK$52.72M · loan HK$79.08M · min. income ≈ HK$845,728/mo (50% DSR)
Upfront cash ≈ HK$61.28M (deposit + AVD stamp duty HK$8,566,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,726
−HK$26,384/mo
▼ 0.25% · 3.875%
HK$433,813
−HK$13,297/mo
Today · 4.125%
HK$447,110
baseline
▲ 0.50% · 4.625%
HK$474,315
+HK$27,205/mo
Deposit HK$39.54M · loan HK$92.25M · min. income ≈ HK$894,220/mo (50% DSR)
Upfront cash ≈ HK$48.10M (deposit + AVD stamp duty HK$8,566,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,054
−HK$25,287/mo
▼ 0.25% · 3.875%
HK$480,607
−HK$12,734/mo
Today · 4.125%
HK$493,341
baseline
▲ 0.50% · 4.625%
HK$519,346
+HK$26,005/mo
Deposit HK$39.54M · loan HK$92.25M · min. income ≈ HK$986,682/mo (50% DSR)
Upfront cash ≈ HK$48.10M (deposit + AVD stamp duty HK$8,566,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$540,934
−HK$33,921/mo
▼ 0.25% · 3.875%
HK$557,760
−HK$17,095/mo
Today · 4.125%
HK$574,855
baseline
▲ 0.50% · 4.625%
HK$609,834
+HK$34,979/mo
Deposit HK$13.18M · loan HK$118.61M · min. income ≈ HK$1,149,710/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$8,566,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$601,784
−HK$32,512/mo
▼ 0.25% · 3.875%
HK$617,923
−HK$16,373/mo
Today · 4.125%
HK$634,296
baseline
▲ 0.50% · 4.625%
HK$667,731
+HK$33,435/mo
Deposit HK$13.18M · loan HK$118.61M · min. income ≈ HK$1,268,592/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$8,566,461 · Scale 2, in force from 26 Feb 2026)