LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,052
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,987
−HK$950/mo
Today · 4.125%
HK$31,937
baseline
▲ 0.50% · 4.625%
HK$33,880
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,874/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,433
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,330
−HK$909/mo
Today · 4.125%
HK$35,239
baseline
▲ 0.50% · 4.625%
HK$37,097
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,478/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,063
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,184
−HK$1,140/mo
Today · 4.125%
HK$38,324
baseline
▲ 0.50% · 4.625%
HK$40,656
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,648/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,119
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,195
−HK$1,092/mo
Today · 4.125%
HK$42,287
baseline
▲ 0.50% · 4.625%
HK$44,516
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,574/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,073
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,382
−HK$1,330/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,432
+HK$2,720/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,806
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,061
−HK$1,274/mo
Today · 4.125%
HK$49,335
baseline
▲ 0.50% · 4.625%
HK$51,935
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$98,670/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,094
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,777
−HK$1,709/mo
Today · 4.125%
HK$57,486
baseline
▲ 0.50% · 4.625%
HK$60,984
+HK$3,498/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,972/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,179
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,793
−HK$1,637/mo
Today · 4.125%
HK$63,430
baseline
▲ 0.50% · 4.625%
HK$66,774
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,860/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,226 · Scale 2, in force from 26 Feb 2026)