LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,053
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,988
−HK$950/mo
Today · 4.125%
HK$31,938
baseline
▲ 0.50% · 4.625%
HK$33,881
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,876/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,434
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,331
−HK$910/mo
Today · 4.125%
HK$35,241
baseline
▲ 0.50% · 4.625%
HK$37,098
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,482/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,064
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,186
−HK$1,140/mo
Today · 4.125%
HK$38,326
baseline
▲ 0.50% · 4.625%
HK$40,658
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,652/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,121
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,197
−HK$1,092/mo
Today · 4.125%
HK$42,289
baseline
▲ 0.50% · 4.625%
HK$44,518
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,578/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,075
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,384
−HK$1,329/mo
Today · 4.125%
HK$44,713
baseline
▲ 0.50% · 4.625%
HK$47,434
+HK$2,721/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$89,426/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,808
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,063
−HK$1,274/mo
Today · 4.125%
HK$49,337
baseline
▲ 0.50% · 4.625%
HK$51,937
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$98,674/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,096
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,779
−HK$1,710/mo
Today · 4.125%
HK$57,489
baseline
▲ 0.50% · 4.625%
HK$60,987
+HK$3,498/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,978/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,182
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,796
−HK$1,637/mo
Today · 4.125%
HK$63,433
baseline
▲ 0.50% · 4.625%
HK$66,777
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,866/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,245 · Scale 2, in force from 26 Feb 2026)