LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,055
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,990
−HK$950/mo
Today · 4.125%
HK$31,940
baseline
▲ 0.50% · 4.625%
HK$33,883
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,880/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,436
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,333
−HK$909/mo
Today · 4.125%
HK$35,242
baseline
▲ 0.50% · 4.625%
HK$37,100
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,484/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,066
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,188
−HK$1,140/mo
Today · 4.125%
HK$38,328
baseline
▲ 0.50% · 4.625%
HK$40,660
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,656/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,123
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,199
−HK$1,092/mo
Today · 4.125%
HK$42,291
baseline
▲ 0.50% · 4.625%
HK$44,520
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,582/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,077
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,386
−HK$1,330/mo
Today · 4.125%
HK$44,716
baseline
▲ 0.50% · 4.625%
HK$47,437
+HK$2,721/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$89,432/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,810
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,066
−HK$1,273/mo
Today · 4.125%
HK$49,339
baseline
▲ 0.50% · 4.625%
HK$51,940
+HK$2,601/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$98,678/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,099
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,782
−HK$1,710/mo
Today · 4.125%
HK$57,492
baseline
▲ 0.50% · 4.625%
HK$60,990
+HK$3,498/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,984/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,185
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,799
−HK$1,637/mo
Today · 4.125%
HK$63,436
baseline
▲ 0.50% · 4.625%
HK$66,780
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,872/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,271 · Scale 2, in force from 26 Feb 2026)