LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,056
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,990
−HK$950/mo
Today · 4.125%
HK$31,940
baseline
▲ 0.50% · 4.625%
HK$33,884
+HK$1,944/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,880/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,437
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,333
−HK$910/mo
Today · 4.125%
HK$35,243
baseline
▲ 0.50% · 4.625%
HK$37,101
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,486/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,067
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,189
−HK$1,139/mo
Today · 4.125%
HK$38,328
baseline
▲ 0.50% · 4.625%
HK$40,661
+HK$2,333/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,656/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,124
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,200
−HK$1,092/mo
Today · 4.125%
HK$42,292
baseline
▲ 0.50% · 4.625%
HK$44,521
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,584/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,078
−HK$2,638/mo
▼ 0.25% · 3.875%
HK$43,387
−HK$1,329/mo
Today · 4.125%
HK$44,716
baseline
▲ 0.50% · 4.625%
HK$47,437
+HK$2,721/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$89,432/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,811
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,067
−HK$1,273/mo
Today · 4.125%
HK$49,340
baseline
▲ 0.50% · 4.625%
HK$51,941
+HK$2,601/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$98,680/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,100
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,783
−HK$1,710/mo
Today · 4.125%
HK$57,493
baseline
▲ 0.50% · 4.625%
HK$60,991
+HK$3,498/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,986/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,186
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,800
−HK$1,637/mo
Today · 4.125%
HK$63,437
baseline
▲ 0.50% · 4.625%
HK$66,781
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,874/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,280 · Scale 2, in force from 26 Feb 2026)