LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,056
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,991
−HK$950/mo
Today · 4.125%
HK$31,941
baseline
▲ 0.50% · 4.625%
HK$33,884
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,882/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,437
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,334
−HK$909/mo
Today · 4.125%
HK$35,243
baseline
▲ 0.50% · 4.625%
HK$37,101
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,486/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,067
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,189
−HK$1,140/mo
Today · 4.125%
HK$38,329
baseline
▲ 0.50% · 4.625%
HK$40,661
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,658/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,124
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,200
−HK$1,092/mo
Today · 4.125%
HK$42,292
baseline
▲ 0.50% · 4.625%
HK$44,521
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,584/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,078
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,387
−HK$1,330/mo
Today · 4.125%
HK$44,717
baseline
▲ 0.50% · 4.625%
HK$47,438
+HK$2,721/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$89,434/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,812
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,067
−HK$1,274/mo
Today · 4.125%
HK$49,341
baseline
▲ 0.50% · 4.625%
HK$51,942
+HK$2,601/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$98,682/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,101
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,784
−HK$1,709/mo
Today · 4.125%
HK$57,493
baseline
▲ 0.50% · 4.625%
HK$60,992
+HK$3,499/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,986/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,187
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,801
−HK$1,637/mo
Today · 4.125%
HK$63,438
baseline
▲ 0.50% · 4.625%
HK$66,782
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,876/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,287 · Scale 2, in force from 26 Feb 2026)