LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,056
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,991
−HK$950/mo
Today · 4.125%
HK$31,941
baseline
▲ 0.50% · 4.625%
HK$33,885
+HK$1,944/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,882/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,437
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,334
−HK$910/mo
Today · 4.125%
HK$35,244
baseline
▲ 0.50% · 4.625%
HK$37,102
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,488/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$494,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,068
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,190
−HK$1,139/mo
Today · 4.125%
HK$38,329
baseline
▲ 0.50% · 4.625%
HK$40,662
+HK$2,333/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,658/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,125
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,201
−HK$1,092/mo
Today · 4.125%
HK$42,293
baseline
▲ 0.50% · 4.625%
HK$44,522
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,586/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,079
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,388
−HK$1,330/mo
Today · 4.125%
HK$44,718
baseline
▲ 0.50% · 4.625%
HK$47,439
+HK$2,721/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$89,436/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,812
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,068
−HK$1,274/mo
Today · 4.125%
HK$49,342
baseline
▲ 0.50% · 4.625%
HK$51,942
+HK$2,600/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$98,684/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,102
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,784
−HK$1,710/mo
Today · 4.125%
HK$57,494
baseline
▲ 0.50% · 4.625%
HK$60,993
+HK$3,499/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,988/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,187
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,802
−HK$1,637/mo
Today · 4.125%
HK$63,439
baseline
▲ 0.50% · 4.625%
HK$66,783
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,878/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,294 · Scale 2, in force from 26 Feb 2026)