LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,058
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,993
−HK$950/mo
Today · 4.125%
HK$31,943
baseline
▲ 0.50% · 4.625%
HK$33,887
+HK$1,944/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,886/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,439
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,336
−HK$910/mo
Today · 4.125%
HK$35,246
baseline
▲ 0.50% · 4.625%
HK$37,104
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,492/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,070
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,192
−HK$1,140/mo
Today · 4.125%
HK$38,332
baseline
▲ 0.50% · 4.625%
HK$40,664
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,664/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,127
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,203
−HK$1,092/mo
Today · 4.125%
HK$42,295
baseline
▲ 0.50% · 4.625%
HK$44,525
+HK$2,230/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,590/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,081
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,390
−HK$1,330/mo
Today · 4.125%
HK$44,720
baseline
▲ 0.50% · 4.625%
HK$47,441
+HK$2,721/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$89,440/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,815
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,071
−HK$1,273/mo
Today · 4.125%
HK$49,344
baseline
▲ 0.50% · 4.625%
HK$51,945
+HK$2,601/mo
Deposit HK$3.95M · loan HK$9.23M · min. income ≈ HK$98,688/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,104
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,787
−HK$1,710/mo
Today · 4.125%
HK$57,497
baseline
▲ 0.50% · 4.625%
HK$60,996
+HK$3,499/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,994/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,191
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,805
−HK$1,638/mo
Today · 4.125%
HK$63,443
baseline
▲ 0.50% · 4.625%
HK$66,787
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,886/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,321 · Scale 2, in force from 26 Feb 2026)