LTV · monthly repayment
▼ 0.50% · 3.625%
HK$300,622
−HK$18,851/mo
▼ 0.25% · 3.875%
HK$309,973
−HK$9,500/mo
Today · 4.125%
HK$319,473
baseline
▲ 0.50% · 4.625%
HK$338,912
+HK$19,439/mo
Deposit HK$65.92M · loan HK$65.92M · min. income ≈ HK$638,946/mo (50% DSR)
Upfront cash ≈ HK$74.49M (deposit + AVD stamp duty HK$8,569,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,439
−HK$18,068/mo
▼ 0.25% · 3.875%
HK$343,408
−HK$9,099/mo
Today · 4.125%
HK$352,507
baseline
▲ 0.50% · 4.625%
HK$371,088
+HK$18,581/mo
Deposit HK$65.92M · loan HK$65.92M · min. income ≈ HK$705,014/mo (50% DSR)
Upfront cash ≈ HK$74.49M (deposit + AVD stamp duty HK$8,569,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,746
−HK$22,622/mo
▼ 0.25% · 3.875%
HK$371,967
−HK$11,401/mo
Today · 4.125%
HK$383,368
baseline
▲ 0.50% · 4.625%
HK$406,695
+HK$23,327/mo
Deposit HK$52.73M · loan HK$79.10M · min. income ≈ HK$766,736/mo (50% DSR)
Upfront cash ≈ HK$61.30M (deposit + AVD stamp duty HK$8,569,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,326
−HK$21,683/mo
▼ 0.25% · 3.875%
HK$412,090
−HK$10,919/mo
Today · 4.125%
HK$423,009
baseline
▲ 0.50% · 4.625%
HK$445,306
+HK$22,297/mo
Deposit HK$52.73M · loan HK$79.10M · min. income ≈ HK$846,018/mo (50% DSR)
Upfront cash ≈ HK$61.30M (deposit + AVD stamp duty HK$8,569,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,870
−HK$26,393/mo
▼ 0.25% · 3.875%
HK$433,962
−HK$13,301/mo
Today · 4.125%
HK$447,263
baseline
▲ 0.50% · 4.625%
HK$474,477
+HK$27,214/mo
Deposit HK$39.55M · loan HK$92.29M · min. income ≈ HK$894,526/mo (50% DSR)
Upfront cash ≈ HK$48.12M (deposit + AVD stamp duty HK$8,569,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,214
−HK$25,296/mo
▼ 0.25% · 3.875%
HK$480,771
−HK$12,739/mo
Today · 4.125%
HK$493,510
baseline
▲ 0.50% · 4.625%
HK$519,524
+HK$26,014/mo
Deposit HK$39.55M · loan HK$92.29M · min. income ≈ HK$987,020/mo (50% DSR)
Upfront cash ≈ HK$48.12M (deposit + AVD stamp duty HK$8,569,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$541,119
−HK$33,933/mo
▼ 0.25% · 3.875%
HK$557,951
−HK$17,101/mo
Today · 4.125%
HK$575,052
baseline
▲ 0.50% · 4.625%
HK$610,042
+HK$34,990/mo
Deposit HK$13.18M · loan HK$118.65M · min. income ≈ HK$1,150,104/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$8,569,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$601,989
−HK$32,524/mo
▼ 0.25% · 3.875%
HK$618,134
−HK$16,379/mo
Today · 4.125%
HK$634,513
baseline
▲ 0.50% · 4.625%
HK$667,959
+HK$33,446/mo
Deposit HK$13.18M · loan HK$118.65M · min. income ≈ HK$1,269,026/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$8,569,389 · Scale 2, in force from 26 Feb 2026)