LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,062
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$30,997
−HK$951/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,891
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,444
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$910/mo
Today · 4.125%
HK$35,251
baseline
▲ 0.50% · 4.625%
HK$37,109
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,502/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,075
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,197
−HK$1,140/mo
Today · 4.125%
HK$38,337
baseline
▲ 0.50% · 4.625%
HK$40,670
+HK$2,333/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,674/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,133
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,209
−HK$1,092/mo
Today · 4.125%
HK$42,301
baseline
▲ 0.50% · 4.625%
HK$44,531
+HK$2,230/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,602/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,087
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,396
−HK$1,331/mo
Today · 4.125%
HK$44,727
baseline
▲ 0.50% · 4.625%
HK$47,448
+HK$2,721/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,454/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,822
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$48,077
−HK$1,274/mo
Today · 4.125%
HK$49,351
baseline
▲ 0.50% · 4.625%
HK$51,953
+HK$2,602/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,702/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,112
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,795
−HK$1,711/mo
Today · 4.125%
HK$57,506
baseline
▲ 0.50% · 4.625%
HK$61,005
+HK$3,499/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,012/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,199
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,814
−HK$1,638/mo
Today · 4.125%
HK$63,452
baseline
▲ 0.50% · 4.625%
HK$66,796
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,904/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,391 · Scale 2, in force from 26 Feb 2026)