LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,063
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,998
−HK$950/mo
Today · 4.125%
HK$31,948
baseline
▲ 0.50% · 4.625%
HK$33,892
+HK$1,944/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,896/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,342
−HK$909/mo
Today · 4.125%
HK$35,251
baseline
▲ 0.50% · 4.625%
HK$37,110
+HK$1,859/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,502/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,075
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,197
−HK$1,141/mo
Today · 4.125%
HK$38,338
baseline
▲ 0.50% · 4.625%
HK$40,670
+HK$2,332/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,676/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,133
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,210
−HK$1,092/mo
Today · 4.125%
HK$42,302
baseline
▲ 0.50% · 4.625%
HK$44,532
+HK$2,230/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,604/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,088
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,397
−HK$1,330/mo
Today · 4.125%
HK$44,727
baseline
▲ 0.50% · 4.625%
HK$47,449
+HK$2,722/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,454/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,822
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,078
−HK$1,274/mo
Today · 4.125%
HK$49,352
baseline
▲ 0.50% · 4.625%
HK$51,953
+HK$2,601/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,704/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,113
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,796
−HK$1,710/mo
Today · 4.125%
HK$57,506
baseline
▲ 0.50% · 4.625%
HK$61,005
+HK$3,499/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,012/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,200
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,815
−HK$1,638/mo
Today · 4.125%
HK$63,453
baseline
▲ 0.50% · 4.625%
HK$66,797
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,906/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,398 · Scale 2, in force from 26 Feb 2026)