LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,064
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,999
−HK$950/mo
Today · 4.125%
HK$31,949
baseline
▲ 0.50% · 4.625%
HK$33,893
+HK$1,944/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,898/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,446
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,343
−HK$910/mo
Today · 4.125%
HK$35,253
baseline
▲ 0.50% · 4.625%
HK$37,111
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,506/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,077
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,199
−HK$1,140/mo
Today · 4.125%
HK$38,339
baseline
▲ 0.50% · 4.625%
HK$40,672
+HK$2,333/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,678/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,135
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,212
−HK$1,092/mo
Today · 4.125%
HK$42,304
baseline
▲ 0.50% · 4.625%
HK$44,533
+HK$2,229/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,608/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,090
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,399
−HK$1,330/mo
Today · 4.125%
HK$44,729
baseline
▲ 0.50% · 4.625%
HK$47,451
+HK$2,722/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,458/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,824
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,080
−HK$1,274/mo
Today · 4.125%
HK$49,354
baseline
▲ 0.50% · 4.625%
HK$51,956
+HK$2,602/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,708/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,115
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,799
−HK$1,710/mo
Today · 4.125%
HK$57,509
baseline
▲ 0.50% · 4.625%
HK$61,008
+HK$3,499/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,018/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,203
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,817
−HK$1,638/mo
Today · 4.125%
HK$63,455
baseline
▲ 0.50% · 4.625%
HK$66,800
+HK$3,345/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,910/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,420 · Scale 2, in force from 26 Feb 2026)