LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,066
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$31,001
−HK$950/mo
Today · 4.125%
HK$31,951
baseline
▲ 0.50% · 4.625%
HK$33,895
+HK$1,944/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,902/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,448
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,345
−HK$910/mo
Today · 4.125%
HK$35,255
baseline
▲ 0.50% · 4.625%
HK$37,113
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,510/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,079
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,201
−HK$1,140/mo
Today · 4.125%
HK$38,341
baseline
▲ 0.50% · 4.625%
HK$40,674
+HK$2,333/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,682/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,137
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,214
−HK$1,092/mo
Today · 4.125%
HK$42,306
baseline
▲ 0.50% · 4.625%
HK$44,536
+HK$2,230/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,612/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,092
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,401
−HK$1,330/mo
Today · 4.125%
HK$44,731
baseline
▲ 0.50% · 4.625%
HK$47,453
+HK$2,722/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,462/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,827
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,083
−HK$1,274/mo
Today · 4.125%
HK$49,357
baseline
▲ 0.50% · 4.625%
HK$51,958
+HK$2,601/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,714/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,118
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,801
−HK$1,711/mo
Today · 4.125%
HK$57,512
baseline
▲ 0.50% · 4.625%
HK$61,011
+HK$3,499/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,024/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,206
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,820
−HK$1,639/mo
Today · 4.125%
HK$63,459
baseline
▲ 0.50% · 4.625%
HK$66,803
+HK$3,344/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,918/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,445 · Scale 2, in force from 26 Feb 2026)