LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,067
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$31,002
−HK$950/mo
Today · 4.125%
HK$31,952
baseline
▲ 0.50% · 4.625%
HK$33,897
+HK$1,945/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,904/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,449
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,346
−HK$910/mo
Today · 4.125%
HK$35,256
baseline
▲ 0.50% · 4.625%
HK$37,115
+HK$1,859/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,512/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,080
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,203
−HK$1,140/mo
Today · 4.125%
HK$38,343
baseline
▲ 0.50% · 4.625%
HK$40,676
+HK$2,333/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,686/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,139
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,216
−HK$1,092/mo
Today · 4.125%
HK$42,308
baseline
▲ 0.50% · 4.625%
HK$44,538
+HK$2,230/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,616/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,094
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$43,403
−HK$1,330/mo
Today · 4.125%
HK$44,733
baseline
▲ 0.50% · 4.625%
HK$47,455
+HK$2,722/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,466/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,829
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,085
−HK$1,274/mo
Today · 4.125%
HK$49,359
baseline
▲ 0.50% · 4.625%
HK$51,961
+HK$2,602/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,718/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,121
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,804
−HK$1,710/mo
Today · 4.125%
HK$57,514
baseline
▲ 0.50% · 4.625%
HK$61,014
+HK$3,500/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,028/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,209
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,823
−HK$1,639/mo
Today · 4.125%
HK$63,462
baseline
▲ 0.50% · 4.625%
HK$66,807
+HK$3,345/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,924/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,468 · Scale 2, in force from 26 Feb 2026)