LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,068
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,003
−HK$951/mo
Today · 4.125%
HK$31,954
baseline
▲ 0.50% · 4.625%
HK$33,898
+HK$1,944/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,908/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,450
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,348
−HK$910/mo
Today · 4.125%
HK$35,258
baseline
▲ 0.50% · 4.625%
HK$37,116
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,516/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,082
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,204
−HK$1,140/mo
Today · 4.125%
HK$38,344
baseline
▲ 0.50% · 4.625%
HK$40,678
+HK$2,334/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,688/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,141
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,217
−HK$1,092/mo
Today · 4.125%
HK$42,309
baseline
▲ 0.50% · 4.625%
HK$44,539
+HK$2,230/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,618/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,095
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,405
−HK$1,330/mo
Today · 4.125%
HK$44,735
baseline
▲ 0.50% · 4.625%
HK$47,457
+HK$2,722/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,470/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,831
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,087
−HK$1,274/mo
Today · 4.125%
HK$49,361
baseline
▲ 0.50% · 4.625%
HK$51,963
+HK$2,602/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,722/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,123
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,806
−HK$1,711/mo
Today · 4.125%
HK$57,517
baseline
▲ 0.50% · 4.625%
HK$61,016
+HK$3,499/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,034/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,211
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,826
−HK$1,638/mo
Today · 4.125%
HK$63,464
baseline
▲ 0.50% · 4.625%
HK$66,809
+HK$3,345/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,928/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,486 · Scale 2, in force from 26 Feb 2026)