LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,070
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$31,005
−HK$950/mo
Today · 4.125%
HK$31,955
baseline
▲ 0.50% · 4.625%
HK$33,900
+HK$1,945/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,910/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,452
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,350
−HK$910/mo
Today · 4.125%
HK$35,260
baseline
▲ 0.50% · 4.625%
HK$37,118
+HK$1,858/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,520/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,084
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,206
−HK$1,141/mo
Today · 4.125%
HK$38,347
baseline
▲ 0.50% · 4.625%
HK$40,680
+HK$2,333/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$76,694/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,143
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,219
−HK$1,093/mo
Today · 4.125%
HK$42,312
baseline
▲ 0.50% · 4.625%
HK$44,542
+HK$2,230/mo
Deposit HK$5.27M · loan HK$7.91M · min. income ≈ HK$84,624/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,098
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,407
−HK$1,331/mo
Today · 4.125%
HK$44,738
baseline
▲ 0.50% · 4.625%
HK$47,460
+HK$2,722/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,476/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,833
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,089
−HK$1,275/mo
Today · 4.125%
HK$49,364
baseline
▲ 0.50% · 4.625%
HK$51,966
+HK$2,602/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,728/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,126
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,809
−HK$1,711/mo
Today · 4.125%
HK$57,520
baseline
▲ 0.50% · 4.625%
HK$61,020
+HK$3,500/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,040/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,214
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,829
−HK$1,638/mo
Today · 4.125%
HK$63,467
baseline
▲ 0.50% · 4.625%
HK$66,813
+HK$3,346/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,934/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,514 · Scale 2, in force from 26 Feb 2026)