LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,073
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$31,008
−HK$950/mo
Today · 4.125%
HK$31,958
baseline
▲ 0.50% · 4.625%
HK$33,903
+HK$1,945/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,916/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,456
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,353
−HK$910/mo
Today · 4.125%
HK$35,263
baseline
▲ 0.50% · 4.625%
HK$37,122
+HK$1,859/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,526/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,087
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,210
−HK$1,140/mo
Today · 4.125%
HK$38,350
baseline
▲ 0.50% · 4.625%
HK$40,684
+HK$2,334/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$76,700/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,147
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,223
−HK$1,093/mo
Today · 4.125%
HK$42,316
baseline
▲ 0.50% · 4.625%
HK$44,546
+HK$2,230/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$84,632/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,102
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,411
−HK$1,331/mo
Today · 4.125%
HK$44,742
baseline
▲ 0.50% · 4.625%
HK$47,464
+HK$2,722/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,484/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,838
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,094
−HK$1,274/mo
Today · 4.125%
HK$49,368
baseline
▲ 0.50% · 4.625%
HK$51,971
+HK$2,603/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,736/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,131
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,815
−HK$1,710/mo
Today · 4.125%
HK$57,525
baseline
▲ 0.50% · 4.625%
HK$61,026
+HK$3,501/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,050/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,220
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,835
−HK$1,638/mo
Today · 4.125%
HK$63,473
baseline
▲ 0.50% · 4.625%
HK$66,819
+HK$3,346/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,946/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,561 · Scale 2, in force from 26 Feb 2026)