LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,074
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,010
−HK$950/mo
Today · 4.125%
HK$31,960
baseline
▲ 0.50% · 4.625%
HK$33,905
+HK$1,945/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,920/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,457
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,354
−HK$911/mo
Today · 4.125%
HK$35,265
baseline
▲ 0.50% · 4.625%
HK$37,124
+HK$1,859/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,530/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,089
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,212
−HK$1,140/mo
Today · 4.125%
HK$38,352
baseline
▲ 0.50% · 4.625%
HK$40,686
+HK$2,334/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$76,704/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,149
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,225
−HK$1,093/mo
Today · 4.125%
HK$42,318
baseline
▲ 0.50% · 4.625%
HK$44,548
+HK$2,230/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$84,636/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,104
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,413
−HK$1,331/mo
Today · 4.125%
HK$44,744
baseline
▲ 0.50% · 4.625%
HK$47,467
+HK$2,723/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,488/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,840
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,096
−HK$1,275/mo
Today · 4.125%
HK$49,371
baseline
▲ 0.50% · 4.625%
HK$51,973
+HK$2,602/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,742/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,133
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,817
−HK$1,711/mo
Today · 4.125%
HK$57,528
baseline
▲ 0.50% · 4.625%
HK$61,029
+HK$3,501/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,056/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,223
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,838
−HK$1,639/mo
Today · 4.125%
HK$63,477
baseline
▲ 0.50% · 4.625%
HK$66,822
+HK$3,345/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,954/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,585 · Scale 2, in force from 26 Feb 2026)