LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,078
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,013
−HK$951/mo
Today · 4.125%
HK$31,964
baseline
▲ 0.50% · 4.625%
HK$33,909
+HK$1,945/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,928/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,461
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,358
−HK$911/mo
Today · 4.125%
HK$35,269
baseline
▲ 0.50% · 4.625%
HK$37,128
+HK$1,859/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,538/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,093
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,216
−HK$1,140/mo
Today · 4.125%
HK$38,356
baseline
▲ 0.50% · 4.625%
HK$40,690
+HK$2,334/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$76,712/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,153
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,230
−HK$1,093/mo
Today · 4.125%
HK$42,323
baseline
▲ 0.50% · 4.625%
HK$44,553
+HK$2,230/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$84,646/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,109
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,418
−HK$1,331/mo
Today · 4.125%
HK$44,749
baseline
▲ 0.50% · 4.625%
HK$47,472
+HK$2,723/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,498/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,845
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,102
−HK$1,274/mo
Today · 4.125%
HK$49,376
baseline
▲ 0.50% · 4.625%
HK$51,979
+HK$2,603/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,752/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,140
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,824
−HK$1,711/mo
Today · 4.125%
HK$57,535
baseline
▲ 0.50% · 4.625%
HK$61,035
+HK$3,500/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,070/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,230
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,845
−HK$1,639/mo
Today · 4.125%
HK$63,484
baseline
▲ 0.50% · 4.625%
HK$66,830
+HK$3,346/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,968/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,642 · Scale 2, in force from 26 Feb 2026)