LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,078
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$951/mo
Today · 4.125%
HK$31,965
baseline
▲ 0.50% · 4.625%
HK$33,910
+HK$1,945/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,930/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,462
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$911/mo
Today · 4.125%
HK$35,270
baseline
▲ 0.50% · 4.625%
HK$37,129
+HK$1,859/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,540/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,094
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,217
−HK$1,141/mo
Today · 4.125%
HK$38,358
baseline
▲ 0.50% · 4.625%
HK$40,691
+HK$2,333/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$76,716/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,154
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,231
−HK$1,093/mo
Today · 4.125%
HK$42,324
baseline
▲ 0.50% · 4.625%
HK$44,555
+HK$2,231/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$84,648/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,110
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,420
−HK$1,330/mo
Today · 4.125%
HK$44,750
baseline
▲ 0.50% · 4.625%
HK$47,473
+HK$2,723/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,500/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,847
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,103
−HK$1,275/mo
Today · 4.125%
HK$49,378
baseline
▲ 0.50% · 4.625%
HK$51,980
+HK$2,602/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,756/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,141
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,825
−HK$1,711/mo
Today · 4.125%
HK$57,536
baseline
▲ 0.50% · 4.625%
HK$61,037
+HK$3,501/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,072/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,231
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,847
−HK$1,639/mo
Today · 4.125%
HK$63,486
baseline
▲ 0.50% · 4.625%
HK$66,832
+HK$3,346/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,972/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,655 · Scale 2, in force from 26 Feb 2026)