LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,080
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,016
−HK$951/mo
Today · 4.125%
HK$31,967
baseline
▲ 0.50% · 4.625%
HK$33,912
+HK$1,945/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,934/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,464
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,362
−HK$910/mo
Today · 4.125%
HK$35,272
baseline
▲ 0.50% · 4.625%
HK$37,131
+HK$1,859/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,544/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,096
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,219
−HK$1,141/mo
Today · 4.125%
HK$38,360
baseline
▲ 0.50% · 4.625%
HK$40,694
+HK$2,334/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$76,720/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,157
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,234
−HK$1,092/mo
Today · 4.125%
HK$42,326
baseline
▲ 0.50% · 4.625%
HK$44,558
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.91M · min. income ≈ HK$84,652/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,112
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,422
−HK$1,331/mo
Today · 4.125%
HK$44,753
baseline
▲ 0.50% · 4.625%
HK$47,476
+HK$2,723/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,506/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,850
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,106
−HK$1,275/mo
Today · 4.125%
HK$49,381
baseline
▲ 0.50% · 4.625%
HK$51,984
+HK$2,603/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,762/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,145
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,829
−HK$1,711/mo
Today · 4.125%
HK$57,540
baseline
▲ 0.50% · 4.625%
HK$61,041
+HK$3,501/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,080/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,235
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,851
−HK$1,639/mo
Today · 4.125%
HK$63,490
baseline
▲ 0.50% · 4.625%
HK$66,836
+HK$3,346/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,980/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,687 · Scale 2, in force from 26 Feb 2026)