LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,082
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,018
−HK$951/mo
Today · 4.125%
HK$31,969
baseline
▲ 0.50% · 4.625%
HK$33,914
+HK$1,945/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,938/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,466
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,364
−HK$910/mo
Today · 4.125%
HK$35,274
baseline
▲ 0.50% · 4.625%
HK$37,134
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,548/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,099
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,222
−HK$1,141/mo
Today · 4.125%
HK$38,363
baseline
▲ 0.50% · 4.625%
HK$40,697
+HK$2,334/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,726/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,160
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,237
−HK$1,092/mo
Today · 4.125%
HK$42,329
baseline
▲ 0.50% · 4.625%
HK$44,561
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,658/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,115
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,425
−HK$1,331/mo
Today · 4.125%
HK$44,756
baseline
▲ 0.50% · 4.625%
HK$47,480
+HK$2,724/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$89,512/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,853
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,109
−HK$1,275/mo
Today · 4.125%
HK$49,384
baseline
▲ 0.50% · 4.625%
HK$51,987
+HK$2,603/mo
Deposit HK$3.96M · loan HK$9.23M · min. income ≈ HK$98,768/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,148
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,833
−HK$1,711/mo
Today · 4.125%
HK$57,544
baseline
▲ 0.50% · 4.625%
HK$61,045
+HK$3,501/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,088/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,239
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,855
−HK$1,639/mo
Today · 4.125%
HK$63,494
baseline
▲ 0.50% · 4.625%
HK$66,841
+HK$3,347/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,988/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,721 · Scale 2, in force from 26 Feb 2026)