LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,084
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,020
−HK$951/mo
Today · 4.125%
HK$31,971
baseline
▲ 0.50% · 4.625%
HK$33,916
+HK$1,945/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,942/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,469
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,366
−HK$911/mo
Today · 4.125%
HK$35,277
baseline
▲ 0.50% · 4.625%
HK$37,136
+HK$1,859/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,554/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,101
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,224
−HK$1,141/mo
Today · 4.125%
HK$38,365
baseline
▲ 0.50% · 4.625%
HK$40,700
+HK$2,335/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,730/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,162
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,239
−HK$1,093/mo
Today · 4.125%
HK$42,332
baseline
▲ 0.50% · 4.625%
HK$44,564
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,664/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,118
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,428
−HK$1,331/mo
Today · 4.125%
HK$44,759
baseline
▲ 0.50% · 4.625%
HK$47,483
+HK$2,724/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,518/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,856
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,113
−HK$1,274/mo
Today · 4.125%
HK$49,387
baseline
▲ 0.50% · 4.625%
HK$51,991
+HK$2,604/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,774/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,152
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,836
−HK$1,712/mo
Today · 4.125%
HK$57,548
baseline
▲ 0.50% · 4.625%
HK$61,049
+HK$3,501/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,096/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,243
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,859
−HK$1,639/mo
Today · 4.125%
HK$63,498
baseline
▲ 0.50% · 4.625%
HK$66,845
+HK$3,347/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,996/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,754 · Scale 2, in force from 26 Feb 2026)