LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,085
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,021
−HK$950/mo
Today · 4.125%
HK$31,971
baseline
▲ 0.50% · 4.625%
HK$33,917
+HK$1,946/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,942/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,469
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,367
−HK$910/mo
Today · 4.125%
HK$35,277
baseline
▲ 0.50% · 4.625%
HK$37,137
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,554/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,102
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,225
−HK$1,141/mo
Today · 4.125%
HK$38,366
baseline
▲ 0.50% · 4.625%
HK$40,700
+HK$2,334/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,732/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,163
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,240
−HK$1,093/mo
Today · 4.125%
HK$42,333
baseline
▲ 0.50% · 4.625%
HK$44,564
+HK$2,231/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,666/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,119
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,429
−HK$1,331/mo
Today · 4.125%
HK$44,760
baseline
▲ 0.50% · 4.625%
HK$47,483
+HK$2,723/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,520/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,857
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$48,113
−HK$1,275/mo
Today · 4.125%
HK$49,388
baseline
▲ 0.50% · 4.625%
HK$51,991
+HK$2,603/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,776/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,153
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,837
−HK$1,711/mo
Today · 4.125%
HK$57,548
baseline
▲ 0.50% · 4.625%
HK$61,050
+HK$3,502/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,096/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,244
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,860
−HK$1,639/mo
Today · 4.125%
HK$63,499
baseline
▲ 0.50% · 4.625%
HK$66,846
+HK$3,347/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$126,998/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,761 · Scale 2, in force from 26 Feb 2026)