LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,085
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,021
−HK$951/mo
Today · 4.125%
HK$31,972
baseline
▲ 0.50% · 4.625%
HK$33,917
+HK$1,945/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,944/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,470
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,367
−HK$911/mo
Today · 4.125%
HK$35,278
baseline
▲ 0.50% · 4.625%
HK$37,137
+HK$1,859/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,556/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,102
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,225
−HK$1,141/mo
Today · 4.125%
HK$38,366
baseline
▲ 0.50% · 4.625%
HK$40,701
+HK$2,335/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,732/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,163
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,241
−HK$1,092/mo
Today · 4.125%
HK$42,333
baseline
▲ 0.50% · 4.625%
HK$44,565
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,666/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,119
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,429
−HK$1,332/mo
Today · 4.125%
HK$44,761
baseline
▲ 0.50% · 4.625%
HK$47,484
+HK$2,723/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,522/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,857
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,114
−HK$1,275/mo
Today · 4.125%
HK$49,389
baseline
▲ 0.50% · 4.625%
HK$51,992
+HK$2,603/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,778/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,153
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,838
−HK$1,711/mo
Today · 4.125%
HK$57,549
baseline
▲ 0.50% · 4.625%
HK$61,051
+HK$3,502/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,098/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,245
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,861
−HK$1,639/mo
Today · 4.125%
HK$63,500
baseline
▲ 0.50% · 4.625%
HK$66,847
+HK$3,347/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$127,000/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,767 · Scale 2, in force from 26 Feb 2026)