LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,087
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,022
−HK$951/mo
Today · 4.125%
HK$31,973
baseline
▲ 0.50% · 4.625%
HK$33,919
+HK$1,946/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,946/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,471
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,369
−HK$910/mo
Today · 4.125%
HK$35,279
baseline
▲ 0.50% · 4.625%
HK$37,139
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,558/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,104
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,227
−HK$1,141/mo
Today · 4.125%
HK$38,368
baseline
▲ 0.50% · 4.625%
HK$40,702
+HK$2,334/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,736/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,165
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,242
−HK$1,093/mo
Today · 4.125%
HK$42,335
baseline
▲ 0.50% · 4.625%
HK$44,567
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,670/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,121
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,431
−HK$1,331/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,486
+HK$2,724/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,859
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,116
−HK$1,275/mo
Today · 4.125%
HK$49,391
baseline
▲ 0.50% · 4.625%
HK$51,994
+HK$2,603/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,782/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,156
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,840
−HK$1,712/mo
Today · 4.125%
HK$57,552
baseline
▲ 0.50% · 4.625%
HK$61,054
+HK$3,502/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$115,104/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,248
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,864
−HK$1,639/mo
Today · 4.125%
HK$63,503
baseline
▲ 0.50% · 4.625%
HK$66,850
+HK$3,347/mo
Deposit HK$1.32M · loan HK$11.87M · min. income ≈ HK$127,006/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,789 · Scale 2, in force from 26 Feb 2026)