LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,088
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,024
−HK$951/mo
Today · 4.125%
HK$31,975
baseline
▲ 0.50% · 4.625%
HK$33,921
+HK$1,946/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,950/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,473
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,371
−HK$911/mo
Today · 4.125%
HK$35,282
baseline
▲ 0.50% · 4.625%
HK$37,141
+HK$1,859/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,564/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,106
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,229
−HK$1,141/mo
Today · 4.125%
HK$38,370
baseline
▲ 0.50% · 4.625%
HK$40,705
+HK$2,335/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,740/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,168
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,245
−HK$1,093/mo
Today · 4.125%
HK$42,338
baseline
▲ 0.50% · 4.625%
HK$44,569
+HK$2,231/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,676/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,124
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,434
−HK$1,331/mo
Today · 4.125%
HK$44,765
baseline
▲ 0.50% · 4.625%
HK$47,489
+HK$2,724/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,530/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,862
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,119
−HK$1,275/mo
Today · 4.125%
HK$49,394
baseline
▲ 0.50% · 4.625%
HK$51,998
+HK$2,604/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,788/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,159
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,844
−HK$1,711/mo
Today · 4.125%
HK$57,555
baseline
▲ 0.50% · 4.625%
HK$61,058
+HK$3,503/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,110/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,252
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,867
−HK$1,640/mo
Today · 4.125%
HK$63,507
baseline
▲ 0.50% · 4.625%
HK$66,854
+HK$3,347/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,014/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,820 · Scale 2, in force from 26 Feb 2026)