LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,090
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,026
−HK$951/mo
Today · 4.125%
HK$31,977
baseline
▲ 0.50% · 4.625%
HK$33,922
+HK$1,945/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,954/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,475
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,372
−HK$911/mo
Today · 4.125%
HK$35,283
baseline
▲ 0.50% · 4.625%
HK$37,143
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,566/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,108
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,231
−HK$1,141/mo
Today · 4.125%
HK$38,372
baseline
▲ 0.50% · 4.625%
HK$40,707
+HK$2,335/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,744/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,170
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,247
−HK$1,093/mo
Today · 4.125%
HK$42,340
baseline
▲ 0.50% · 4.625%
HK$44,572
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,680/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,126
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$43,436
−HK$1,331/mo
Today · 4.125%
HK$44,767
baseline
▲ 0.50% · 4.625%
HK$47,491
+HK$2,724/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,534/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,864
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,121
−HK$1,275/mo
Today · 4.125%
HK$49,396
baseline
▲ 0.50% · 4.625%
HK$52,000
+HK$2,604/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,792/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,162
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,846
−HK$1,712/mo
Today · 4.125%
HK$57,558
baseline
▲ 0.50% · 4.625%
HK$61,060
+HK$3,502/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,116/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,254
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,870
−HK$1,640/mo
Today · 4.125%
HK$63,510
baseline
▲ 0.50% · 4.625%
HK$66,857
+HK$3,347/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,020/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,843 · Scale 2, in force from 26 Feb 2026)