LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,095
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,031
−HK$951/mo
Today · 4.125%
HK$31,982
baseline
▲ 0.50% · 4.625%
HK$33,928
+HK$1,946/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,964/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,480
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,378
−HK$911/mo
Today · 4.125%
HK$35,289
baseline
▲ 0.50% · 4.625%
HK$37,149
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,578/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,114
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,237
−HK$1,141/mo
Today · 4.125%
HK$38,378
baseline
▲ 0.50% · 4.625%
HK$40,714
+HK$2,336/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,756/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,176
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,254
−HK$1,093/mo
Today · 4.125%
HK$42,347
baseline
▲ 0.50% · 4.625%
HK$44,579
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,694/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,133
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,443
−HK$1,332/mo
Today · 4.125%
HK$44,775
baseline
▲ 0.50% · 4.625%
HK$47,499
+HK$2,724/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,550/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,872
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,129
−HK$1,276/mo
Today · 4.125%
HK$49,405
baseline
▲ 0.50% · 4.625%
HK$52,009
+HK$2,604/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,810/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,171
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,856
−HK$1,712/mo
Today · 4.125%
HK$57,568
baseline
▲ 0.50% · 4.625%
HK$61,070
+HK$3,502/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,136/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,264
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,881
−HK$1,639/mo
Today · 4.125%
HK$63,520
baseline
▲ 0.50% · 4.625%
HK$66,868
+HK$3,348/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,040/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,925 · Scale 2, in force from 26 Feb 2026)