LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,096
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,032
−HK$951/mo
Today · 4.125%
HK$31,983
baseline
▲ 0.50% · 4.625%
HK$33,930
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,966/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,482
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$911/mo
Today · 4.125%
HK$35,291
baseline
▲ 0.50% · 4.625%
HK$37,151
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,582/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,115
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,239
−HK$1,141/mo
Today · 4.125%
HK$38,380
baseline
▲ 0.50% · 4.625%
HK$40,715
+HK$2,335/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,760/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,178
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,255
−HK$1,094/mo
Today · 4.125%
HK$42,349
baseline
▲ 0.50% · 4.625%
HK$44,581
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,698/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,135
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,445
−HK$1,332/mo
Today · 4.125%
HK$44,777
baseline
▲ 0.50% · 4.625%
HK$47,501
+HK$2,724/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,554/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,874
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,131
−HK$1,276/mo
Today · 4.125%
HK$49,407
baseline
▲ 0.50% · 4.625%
HK$52,011
+HK$2,604/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,814/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,173
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,858
−HK$1,712/mo
Today · 4.125%
HK$57,570
baseline
▲ 0.50% · 4.625%
HK$61,073
+HK$3,503/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,140/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,267
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,883
−HK$1,640/mo
Today · 4.125%
HK$63,523
baseline
▲ 0.50% · 4.625%
HK$66,871
+HK$3,348/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,046/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,946 · Scale 2, in force from 26 Feb 2026)