LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,096
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,033
−HK$951/mo
Today · 4.125%
HK$31,984
baseline
▲ 0.50% · 4.625%
HK$33,930
+HK$1,946/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,968/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,482
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,380
−HK$911/mo
Today · 4.125%
HK$35,291
baseline
▲ 0.50% · 4.625%
HK$37,151
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,582/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,116
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,239
−HK$1,142/mo
Today · 4.125%
HK$38,381
baseline
▲ 0.50% · 4.625%
HK$40,716
+HK$2,335/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,762/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,178
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,256
−HK$1,093/mo
Today · 4.125%
HK$42,349
baseline
▲ 0.50% · 4.625%
HK$44,581
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,698/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,135
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,331/mo
Today · 4.125%
HK$44,777
baseline
▲ 0.50% · 4.625%
HK$47,502
+HK$2,725/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,554/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,875
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,132
−HK$1,275/mo
Today · 4.125%
HK$49,407
baseline
▲ 0.50% · 4.625%
HK$52,012
+HK$2,605/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,814/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,174
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,859
−HK$1,712/mo
Today · 4.125%
HK$57,571
baseline
▲ 0.50% · 4.625%
HK$61,074
+HK$3,503/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,142/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,268
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,884
−HK$1,640/mo
Today · 4.125%
HK$63,524
baseline
▲ 0.50% · 4.625%
HK$66,872
+HK$3,348/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,048/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,952 · Scale 2, in force from 26 Feb 2026)