LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,098
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,034
−HK$951/mo
Today · 4.125%
HK$31,985
baseline
▲ 0.50% · 4.625%
HK$33,931
+HK$1,946/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,970/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,483
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,381
−HK$911/mo
Today · 4.125%
HK$35,292
baseline
▲ 0.50% · 4.625%
HK$37,152
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,584/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$494,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,117
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,240
−HK$1,142/mo
Today · 4.125%
HK$38,382
baseline
▲ 0.50% · 4.625%
HK$40,717
+HK$2,335/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,764/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,180
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,257
−HK$1,094/mo
Today · 4.125%
HK$42,351
baseline
▲ 0.50% · 4.625%
HK$44,583
+HK$2,232/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,702/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$494,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,137
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,447
−HK$1,332/mo
Today · 4.125%
HK$44,779
baseline
▲ 0.50% · 4.625%
HK$47,504
+HK$2,725/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,558/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,876
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,134
−HK$1,275/mo
Today · 4.125%
HK$49,409
baseline
▲ 0.50% · 4.625%
HK$52,013
+HK$2,604/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,818/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$494,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,176
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,861
−HK$1,712/mo
Today · 4.125%
HK$57,573
baseline
▲ 0.50% · 4.625%
HK$61,076
+HK$3,503/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,146/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,270
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,886
−HK$1,640/mo
Today · 4.125%
HK$63,526
baseline
▲ 0.50% · 4.625%
HK$66,874
+HK$3,348/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,052/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$494,970 · Scale 2, in force from 26 Feb 2026)