LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,101
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,038
−HK$951/mo
Today · 4.125%
HK$31,989
baseline
▲ 0.50% · 4.625%
HK$33,936
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,978/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,488
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,386
−HK$911/mo
Today · 4.125%
HK$35,297
baseline
▲ 0.50% · 4.625%
HK$37,157
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,594/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,122
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,245
−HK$1,142/mo
Today · 4.125%
HK$38,387
baseline
▲ 0.50% · 4.625%
HK$40,723
+HK$2,336/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,774/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,185
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,263
−HK$1,093/mo
Today · 4.125%
HK$42,356
baseline
▲ 0.50% · 4.625%
HK$44,589
+HK$2,233/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,712/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,142
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,453
−HK$1,332/mo
Today · 4.125%
HK$44,785
baseline
▲ 0.50% · 4.625%
HK$47,510
+HK$2,725/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,570/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,883
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,140
−HK$1,276/mo
Today · 4.125%
HK$49,416
baseline
▲ 0.50% · 4.625%
HK$52,020
+HK$2,604/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,832/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,183
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,868
−HK$1,712/mo
Today · 4.125%
HK$57,580
baseline
▲ 0.50% · 4.625%
HK$61,084
+HK$3,504/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,160/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,278
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,894
−HK$1,640/mo
Today · 4.125%
HK$63,534
baseline
▲ 0.50% · 4.625%
HK$66,883
+HK$3,349/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,068/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,035 · Scale 2, in force from 26 Feb 2026)