LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,103
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,039
−HK$951/mo
Today · 4.125%
HK$31,990
baseline
▲ 0.50% · 4.625%
HK$33,937
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,980/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,489
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,387
−HK$911/mo
Today · 4.125%
HK$35,298
baseline
▲ 0.50% · 4.625%
HK$37,159
+HK$1,861/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,596/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,123
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,247
−HK$1,142/mo
Today · 4.125%
HK$38,389
baseline
▲ 0.50% · 4.625%
HK$40,724
+HK$2,335/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,778/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,187
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,265
−HK$1,093/mo
Today · 4.125%
HK$42,358
baseline
▲ 0.50% · 4.625%
HK$44,591
+HK$2,233/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,716/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,144
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,455
−HK$1,332/mo
Today · 4.125%
HK$44,787
baseline
▲ 0.50% · 4.625%
HK$47,512
+HK$2,725/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,574/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,885
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,142
−HK$1,276/mo
Today · 4.125%
HK$49,418
baseline
▲ 0.50% · 4.625%
HK$52,022
+HK$2,604/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,836/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,185
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,870
−HK$1,713/mo
Today · 4.125%
HK$57,583
baseline
▲ 0.50% · 4.625%
HK$61,087
+HK$3,504/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,166/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,280
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,897
−HK$1,640/mo
Today · 4.125%
HK$63,537
baseline
▲ 0.50% · 4.625%
HK$66,886
+HK$3,349/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,074/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,056 · Scale 2, in force from 26 Feb 2026)