LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,106
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,042
−HK$951/mo
Today · 4.125%
HK$31,993
baseline
▲ 0.50% · 4.625%
HK$33,940
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,986/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,492
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,390
−HK$912/mo
Today · 4.125%
HK$35,302
baseline
▲ 0.50% · 4.625%
HK$37,162
+HK$1,860/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,604/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,127
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,250
−HK$1,142/mo
Today · 4.125%
HK$38,392
baseline
▲ 0.50% · 4.625%
HK$40,728
+HK$2,336/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,784/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,191
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,268
−HK$1,094/mo
Today · 4.125%
HK$42,362
baseline
▲ 0.50% · 4.625%
HK$44,595
+HK$2,233/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,724/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,148
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,459
−HK$1,332/mo
Today · 4.125%
HK$44,791
baseline
▲ 0.50% · 4.625%
HK$47,516
+HK$2,725/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,582/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,889
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,146
−HK$1,276/mo
Today · 4.125%
HK$49,422
baseline
▲ 0.50% · 4.625%
HK$52,027
+HK$2,605/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,844/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,190
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,876
−HK$1,712/mo
Today · 4.125%
HK$57,588
baseline
▲ 0.50% · 4.625%
HK$61,092
+HK$3,504/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,176/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,286
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,903
−HK$1,640/mo
Today · 4.125%
HK$63,543
baseline
▲ 0.50% · 4.625%
HK$66,892
+HK$3,349/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,086/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,101 · Scale 2, in force from 26 Feb 2026)