LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,106
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,043
−HK$951/mo
Today · 4.125%
HK$31,994
baseline
▲ 0.50% · 4.625%
HK$33,941
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,988/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,493
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,391
−HK$911/mo
Today · 4.125%
HK$35,302
baseline
▲ 0.50% · 4.625%
HK$37,163
+HK$1,861/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,604/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,127
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,251
−HK$1,142/mo
Today · 4.125%
HK$38,393
baseline
▲ 0.50% · 4.625%
HK$40,729
+HK$2,336/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,786/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,191
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,269
−HK$1,094/mo
Today · 4.125%
HK$42,363
baseline
▲ 0.50% · 4.625%
HK$44,596
+HK$2,233/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,726/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,149
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,460
−HK$1,332/mo
Today · 4.125%
HK$44,792
baseline
▲ 0.50% · 4.625%
HK$47,517
+HK$2,725/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,584/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,890
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,148
−HK$1,275/mo
Today · 4.125%
HK$49,423
baseline
▲ 0.50% · 4.625%
HK$52,029
+HK$2,606/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,846/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,191
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,877
−HK$1,712/mo
Today · 4.125%
HK$57,589
baseline
▲ 0.50% · 4.625%
HK$61,094
+HK$3,505/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,178/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,287
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,904
−HK$1,640/mo
Today · 4.125%
HK$63,544
baseline
▲ 0.50% · 4.625%
HK$66,894
+HK$3,350/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,088/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,113 · Scale 2, in force from 26 Feb 2026)