LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,107
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,043
−HK$952/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,941
+HK$1,946/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,493
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,392
−HK$911/mo
Today · 4.125%
HK$35,303
baseline
▲ 0.50% · 4.625%
HK$37,164
+HK$1,861/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,606/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,128
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,252
−HK$1,142/mo
Today · 4.125%
HK$38,394
baseline
▲ 0.50% · 4.625%
HK$40,730
+HK$2,336/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,788/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,192
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,270
−HK$1,094/mo
Today · 4.125%
HK$42,364
baseline
▲ 0.50% · 4.625%
HK$44,597
+HK$2,233/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,728/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,149
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,460
−HK$1,333/mo
Today · 4.125%
HK$44,793
baseline
▲ 0.50% · 4.625%
HK$47,518
+HK$2,725/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,586/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,891
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,148
−HK$1,276/mo
Today · 4.125%
HK$49,424
baseline
▲ 0.50% · 4.625%
HK$52,029
+HK$2,605/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,848/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,192
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,878
−HK$1,712/mo
Today · 4.125%
HK$57,590
baseline
▲ 0.50% · 4.625%
HK$61,095
+HK$3,505/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,180/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,288
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,905
−HK$1,640/mo
Today · 4.125%
HK$63,545
baseline
▲ 0.50% · 4.625%
HK$66,895
+HK$3,350/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,090/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,121 · Scale 2, in force from 26 Feb 2026)