LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,107
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,044
−HK$951/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,942
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,494
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,392
−HK$912/mo
Today · 4.125%
HK$35,304
baseline
▲ 0.50% · 4.625%
HK$37,165
+HK$1,861/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,608/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,129
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,253
−HK$1,141/mo
Today · 4.125%
HK$38,394
baseline
▲ 0.50% · 4.625%
HK$40,731
+HK$2,337/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,788/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,193
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,271
−HK$1,093/mo
Today · 4.125%
HK$42,364
baseline
▲ 0.50% · 4.625%
HK$44,598
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,728/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,150
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,461
−HK$1,332/mo
Today · 4.125%
HK$44,793
baseline
▲ 0.50% · 4.625%
HK$47,519
+HK$2,726/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,586/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,892
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,149
−HK$1,276/mo
Today · 4.125%
HK$49,425
baseline
▲ 0.50% · 4.625%
HK$52,030
+HK$2,605/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,850/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,193
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,879
−HK$1,713/mo
Today · 4.125%
HK$57,592
baseline
▲ 0.50% · 4.625%
HK$61,096
+HK$3,504/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,184/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,289
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,906
−HK$1,641/mo
Today · 4.125%
HK$63,547
baseline
▲ 0.50% · 4.625%
HK$66,896
+HK$3,349/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,094/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,132 · Scale 2, in force from 26 Feb 2026)