LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,111
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,048
−HK$951/mo
Today · 4.125%
HK$31,999
baseline
▲ 0.50% · 4.625%
HK$33,946
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$63,998/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,498
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,397
−HK$911/mo
Today · 4.125%
HK$35,308
baseline
▲ 0.50% · 4.625%
HK$37,169
+HK$1,861/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,616/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,133
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,257
−HK$1,142/mo
Today · 4.125%
HK$38,399
baseline
▲ 0.50% · 4.625%
HK$40,736
+HK$2,337/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,798/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,198
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,276
−HK$1,094/mo
Today · 4.125%
HK$42,370
baseline
▲ 0.50% · 4.625%
HK$44,603
+HK$2,233/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,740/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,155
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,467
−HK$1,332/mo
Today · 4.125%
HK$44,799
baseline
▲ 0.50% · 4.625%
HK$47,525
+HK$2,726/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,598/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,897
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$48,155
−HK$1,276/mo
Today · 4.125%
HK$49,431
baseline
▲ 0.50% · 4.625%
HK$52,037
+HK$2,606/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,862/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,200
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,886
−HK$1,713/mo
Today · 4.125%
HK$57,599
baseline
▲ 0.50% · 4.625%
HK$61,103
+HK$3,504/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$115,198/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,297
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,914
−HK$1,640/mo
Today · 4.125%
HK$63,554
baseline
▲ 0.50% · 4.625%
HK$66,904
+HK$3,350/mo
Deposit HK$1.32M · loan HK$11.88M · min. income ≈ HK$127,108/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,191 · Scale 2, in force from 26 Feb 2026)