LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,115
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,052
−HK$952/mo
Today · 4.125%
HK$32,004
baseline
▲ 0.50% · 4.625%
HK$33,951
+HK$1,947/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$64,008/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,503
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,402
−HK$911/mo
Today · 4.125%
HK$35,313
baseline
▲ 0.50% · 4.625%
HK$37,175
+HK$1,862/mo
Deposit HK$6.60M · loan HK$6.60M · min. income ≈ HK$70,626/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$495,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,139
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,263
−HK$1,142/mo
Today · 4.125%
HK$38,405
baseline
▲ 0.50% · 4.625%
HK$40,742
+HK$2,337/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$76,810/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,204
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,282
−HK$1,094/mo
Today · 4.125%
HK$42,376
baseline
▲ 0.50% · 4.625%
HK$44,610
+HK$2,234/mo
Deposit HK$5.28M · loan HK$7.92M · min. income ≈ HK$84,752/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$495,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,162
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,473
−HK$1,333/mo
Today · 4.125%
HK$44,806
baseline
▲ 0.50% · 4.625%
HK$47,532
+HK$2,726/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$89,612/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,904
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,162
−HK$1,277/mo
Today · 4.125%
HK$49,439
baseline
▲ 0.50% · 4.625%
HK$52,044
+HK$2,605/mo
Deposit HK$3.96M · loan HK$9.24M · min. income ≈ HK$98,878/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$495,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,208
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,894
−HK$1,713/mo
Today · 4.125%
HK$57,607
baseline
▲ 0.50% · 4.625%
HK$61,112
+HK$3,505/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$115,214/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,306
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,923
−HK$1,641/mo
Today · 4.125%
HK$63,564
baseline
▲ 0.50% · 4.625%
HK$66,914
+HK$3,350/mo
Deposit HK$1.32M · loan HK$11.89M · min. income ≈ HK$127,128/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$495,265 · Scale 2, in force from 26 Feb 2026)